Recent statistics underscore the fact that for inhabitants of Colorado, cancer insurance is a wise investment. According to the American Malignancy Society, an estimated 1, 479, 3950 individual cancer diagnosis cases had been documented in 2009, 20, 340 which were residents of Colorado. What exactly is even more alarming are the numbers with regard to cancer treatment costs.
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The cost of cancer treatment amounts to billions of dollars each year. According to the National Institute of Health, 219 billion dollars had been spent for treating cancer cases in 2007, only 89 billion dollars of which covered direct healthcare costs. The bulk of cancer treatment expenses stem from lost productivity and other indirect costs. Known as the hidden costs of cancer, these are usually out-of-pocket expenses such as transportation and gasoline charges, home care and day care incidentals.
Cancer insurance can greatly benefit those with a high risk of having the dreaded disease in Colorado. While most standard health insurance carriers can cover the medical costs of cancer treatment, they cannot be used to pay for indirect expenses. As a form of additional health insurance, a cancer insurance policy can reinforce the financial protection already provided by standard health insurance plans. Because the benefits are paid directly to the particular policy holder, he or she can freely determine how the money will be used.
The state of Co has some of the highest rates for cancer-related deaths. In Colorado, malignancy insurance can protect families from the potentially heavy financial burden caused by cancer treatments. To have further satisfaction, it is advisable to sign up for a supplemental cancer insurance policy.